Terms of Use

Insurance Agent (“Application”) – End User License Agreement 

This End User License Agreement (“Agreement”)outlines the terms related to your use of this Application provided to you by Blue I, LLC (“Blue I” dba “Insurance Agent App”). For purposes of this Agreement, you will be referred to as “You” or “End User” and Blue I, LLC shall be referred to as “Our” or “Blue I”. This Agreement does not change or amend in any way the Usage Rules set forth on Apple’s App Store or the Google Play Store Terms and Conditions.

BY DOWNLOADING OR USING THE APPLICATION ONLINE, YOU ACCEPT THESE TERMS AND AGREE TO HAVING YOUR INSURANCE POLICY DATA TRANSMITTED DIGITALLY FOR DISPLAY WITHINTHE APPLICATION. IF YOU DO NOT ACCEPT THEM, OR DO NOT AGREE TO HAVING YOUR INSURANCE POLICY DATA TRANSMITTED DIGITALLY, DO NOT DOWNLOAD OR USE THE APPLICATION.

IF YOUACCESS ANY INTERNET-BASED SERVICES VIA LINKS IN THE APPLICATION, YOUR USE OF THOSE SERVICES WILL BE SUBJECT TO BOTH THIS AGREEMENT AND ANY SEPARATELY PROVIDED TERMS OF USE AND PRIVACY STATEMENT ON SUCH WEBSITE.


Blue I reserves the right, in its sole discretion, to modify or change the terms of this Agreement at any time without prior notice to You. Your continued use of the Application following the posting of any changes to the Agreement constitutes acceptance of those changes.

License
Blue I grants You a non-transferrable license to use the Application on any Apple iOS powered device, Google Android powered device, or online via a web browser that You own or control and as permitted by the Usage Rules set forth in Apple’s App Store Terms and Conditions and the Google Play Terms and Conditions.  All rights not expressly granted to you are reserved by Blue I and its licensors. You shall not (i) license, sublicense, sell, resell, transfer, assign, distribute or otherwise commercially exploit the Application or its content in any way; (ii) modify or make derivative works based upon the Application or the content. You may use the Application only for your own personal or internal business purposes and shall not: (i) send junk mail or otherwise duplicative or unsolicited messages in violation of applicable laws; (ii) send or store infringing, obscene, threatening, libelous, or otherwise unlawful material, including material in violation of third party privacy rights; (iii) send or store material containing software viruses, worms, Trojan horses, malware or other harmful computer code, files, scripts, agents or programs; (iv) interfere with or disrupt the integrity or performance of the Service or the data contained therein; or (v) attempt to gain unauthorized access to the Application or its related systems or networks.

Disclaimer of Warranty
The Application is licensed “as-is,” “with all faults,” and “as available.” You bear the risk of using it. Blue I, on behalf of itself, distributors of the Application, network operators over whose network the Application is distributed, and each of their respective affiliates and suppliers, gives no express or implied warranties, guarantees, or conditions under or in relation to the Application, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Blue I does not warrant that the functionality or operation of the Application will be uninterrupted or free from error, that any defects in the Application will be corrected, or that the Application or the server(s) that makes it available are free of viruses or other harmful conditions or components.

Disclaimer of Accuracy and Use of Data
By Registering to use Insurance Agent App you agree to receive your property and casualty insurance policy information electronically. Although the data found here has been produced and processed from third party sources believed to be reliable, no warranty expressed or implied is made regarding accuracy, adequacy, completeness, legality, reliability or usefulness of any data. This disclaimer applies to both isolated and aggregate uses of the data. Blue Iprovides this information on an "AS IS" basis. All warranties of any kind, express or implied, including but not limited to the IMPLIED WARRANTIESOF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, data accuracy and non-infringement of proprietary rights ARE DISCLAIMED. Changesmay be periodically added to the data herein; these changes may or may not be incorporated in any new version of the Application. If Blue I has obtained this information from a source other than the End User, the End User must be awarethat electronic data can be altered subsequent to original distribution. Data can also quickly become out-of-date. If the user finds any errors or omissions ,Blue I encourages the End User to report them to the entity that made theApplication available for the End User.

Disclaimer of Endorsement
Regarding the data provided in the Application, Blue I is a distributor of data supplied by third parties. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, users, or others, are those of the respective author(s) and do not necessarily state or reflect those of Blue I. Reference herein to any specific commercial products, process, or service by trade name, trademark, manufacturer, or otherwise, does not constitute or imply its endorsement, recommendation, or favoring by Blue I, and such reference shall not be used for advertising or product endorsement purposes.

Support Services
The Application is provided “as is.” Neither distributor of the Application, You rphone manufacturer, Your network operator, or Your online web browser are responsible for providing maintenance or support services for the Application.

Jurisdictional Statement
This Application is controlled, operated and intended for use only in the United States of America. We do not represent that materials in this Application are appropriate or made available for use outside of the United States of America.

Your Personal Information
If You register to use the Application, Blue I asks for your email address, name, address and telephone number – “Personal Information” - to enhance communication within the Application between You and your insurance agent.  Photos and related information you add will be stored on a secure server which you can access only through the Application on a mobile device with an Apple iOS or Google Android operating system and an online web browser. Personal Information does not include information that has been aggregated or made anonymous such that it can no longer be reasonably associated with a specific person.  

Sharing & Disclosure of Information
Blue I does not own any data, information or material that you submit via the Application. You, not Blue I, shall have sole responsibility for the accuracy, quality, integrity, legality, reliability, appropriateness, and intellectual property ownership or right to use of all data stored by You.  Blue I shall not be responsible or liable for the deletion, correction, destruction, damage, loss or failure to store any data by You.The use of this Application does not constitute doing business with Blue I and does not designate You as a customer of Blue I. It is your responsibility, and not the responsibility of Blue I, to maintain the security and accuracy of any information that You store via this Application on any mobile device you own or control, or via a web browser. Further, while You are able to share the contents of Your Insurance Agent Application, please note that sharing via anemail may not be secure. Blue I is not responsible for the security or confidentiality of communications You send to us, or others, through thei nternet or via e-mail messaging. For information about how Blue I collects, uses and shares information it obtains in the course of doing business with Insurance Agent customers and End Users, please refer to our Privacy Policy located at: www.insuranceagentapp.com/privacy-policy/

Termination
This Agreement commences when an account is activated by You. The term is indefinite and may be terminated at any time at either party’s discretion upon 30 days notice. In the event this Agreement is terminated (other than by reason of your breach), You have the option to send your information stored via the Application to yourself via email.  Your information will be stored for 30 days after You terminate your account.  You agree and acknowledge that Blue I has no obligation to retain the data stored by You, and may delete such data stored by You more than 30 days after termination. Blue I reserves the right to withhold, remove and/or discard data stored by You without notice for any breach. Upon termination for cause, your right to accessor use data stored by You immediately ceases, and Blue I shall have no obligation to maintain or forward any data stored by You.

Use of Information
Blue I does not sell or rent your Personal Information to marketers. Blue I and/or its third-party developers may have access to photos and information You add as a result of this Application. Additionally, all data will be disclosed to third parties as required by law or regulation and may be deemed discoverable by third parties.

Claims
As a result of involvement in an insurance claim, the data added via this Application may be deemed discoverable by third parties and used in claims investigation and/or litigation. Blue I and/or the participant may be legally required to provide the data to others involved in the claim or their legal counsel. If You are involved in a claim, You should not expect to retain data privacy or confidentiality of the data added through the Application.

Links To Other Web Sites
This Application may contain links to other sites. Blue I provides links to other sites as a convenience to persons who use the Application. If You choose to use the services provided by those sites, You may be asked by those sites to provide certain personally identifiable information (some of which may, on an individual or aggregated basis, be shared with Blue I). Please be aware that Blue I is not responsible for the privacy practices of those sites, even though the Application name or logo may appear on those sites. We encourage You to be aware when You leave our Application; You should read the privacy policies of each web site that You visit, as the privacy policies of those sites may differ from ours. Blue I is not responsible for the contents of any linked site or any link contained in a linked site.

Intellectual PropertyIntellectualProperty Ownership
Blue I alone (and its licensors, where applicable) shall own all right, title and interest, including all related Intellectual Property Rights, in and to the Blue I technology, the Application and any suggestions, ideas, enhancement requests, feedback, recommendations or other information provided by you or any other party relating to the Application. This Agreement is not a sale and does not convey to you any rights of ownership in or related to the Application, the Blue I technology or the Intellectual Property Rights owned by Blue I. The Application Name, the Application logo, and the product name associated with the Application are trademarks of Blue I or third parties, and no right or license is granted to use them.

Mutual Indemnification
You shall indemnify and hold Blue I, its licensors and each such party's parent organizations, subsidiaries, affiliates, officers, directors, employees, attorneys and agents harmless from and against any and all claims, costs, damages, losses, liabilities and expenses (including attorneys' fees and costs)(“Losses”) arising out of or in connection with: (i) a claim alleging that use of the data stored by You infringes the rights of, or has caused harm to, a third party; (ii) a claim, which if true, would constitute a violation by You of your representations and warranties; or (iii) a claim arising from Your use of the Application or otherwise arising under this Agreement, provided in any such case that Blue I (a) gives written notice of the claim promptly to You;(b) gives You sole control of the defense and settlement of the claim (provided that You may not settle or defend any claim unless You unconditionally release Blue I of all liability and such settlement does not affect Blue I’s business or Application and does not include a statement as to, or an admission of fault, culpability or failure to act by or on behalf of Blue I); (c) provides to You all available information and assistance; and (d) has not compromised or settled such claim. Blue I shall indemnify and hold You and your parent organizations, subsidiaries, affiliates, officers, directors, employees, attorneys and agents harmless from and against any and all Losses arising out of or in connection with a claim alleging that the Application directly infringes a copyright, a U.S. patent issued as of the date an account is activated by You, or a trademark of a third-party; provided that You (a) promptly give written notice of the claim to Blue I; (b) give Blue I control of the defense and settlement of the claim (provided that Blue I may not settle or defend any claim unless it unconditionally releases You of all liability and does not include a statement as to, or an admission of fault, culpability or failure to act by or on behalf of, You); (c)provide to Blue I all available information and assistance; and (d) have not compromised or settled such claim. Blue I shall have no indemnification obligation, and You shall indemnify Blue I pursuant to this Agreement, for claims arising from any infringement arising from the combination of the Application with any of your products, service, hardware or business process(s).

Severability
If any provision of this Agreement is held invalid, void or unenforceable, then that provision will be considered severable from the remaining provisions, and the remaining provisions shall remain in full force and effect.

Miscellaneous
You agree to comply with all local, state, and federal laws, statutes, ordinances, and regulations that apply to your use of the Application.

Limitation ofLimitationof Liability
Except asset forth below, in no event shall either party’s aggregate liability exceed $500. In no event shall either party and/or its licensors be liable  to anyone or an indirect, punitive, special, exemplary, incidental, consequential, or otherdamages of any type or kind (including loss of data, revenue, profits, use or other economic advantage) arising out of, or in any way connected with this Application,  including, but not limited to the use or inability to use the Application, or for any content obtainedfrom or through the Application, any interruption, inaccuracy, error or omission, regardless of cause in the content, even if the party from which damages are being sought or such party’s licensors have been previously advisedof the possibility of such damages.  No limitations or exclusions of liability shall apply with respect to any claims based on either party’s indemnities, gross negligence or willful misconduct.  This EULA was updated January 2024